Our Team
Support and Accountability
At Van Horn Financial Services, we’ll serve as your allies and supporters throughout your financial journey. We keep you accountable, providing motivation to stay on track and make progress toward your goals. Together, we’ll celebrate your victories and overcome obstacles along the way.
Confidence Ignites Empowerment
We've witnessed firsthand how our clients become motivated participants in their financial journey. We find that our clients possess an energy and a passion that proves they are engaged in the process of pursuing the financial goals we have established together.
Graham Van Horn, RICP®
President
Stan Graber, ChFC®, CLU®, AIF®
Retirement Planning Consultant
Enid Farmer
Director of Annuities and Insurance
Kelli Osterloo
Director of Operations
Lexi Knutson
Director of Client Experience
Executive Assistant to Graham Van Horn
Graham Van Horn, RICP®
President
Graham focuses his practice on wealth management and income preservation for individuals, business owners, and their executives. He helps his clients by designing appropriate financial strategies supported by timely, accurate information and friendly, responsive service. As a second-generation financial professional, Graham employs a well-rounded wealth management and wealth distribution focus. Graham strives to create successful relationships with individuals and families to help them fulfill their financial goals. He combines openness with honesty and a genuine concern for his clients’ welfare.
To expand his knowledge and grow professionally, Graham has earned the Retirement Income Certified Professional (RICP®) certification from the American College and was recognized as a Retirement Planning Specialist while at AXA Advisors, LLC, for completing the coursework for a Wharton Certificate in Retirement Planning.
Graham resides in Sioux Falls, South Dakota, with his wife, Courtney, and three sons, Rhett, Harrison, and Elliott. Out of the office, he enjoys outdoor activities, travel, and playing recreational sports in addition to supporting his alma mater, Augustana University (South Dakota).
Stan Graber, ChFC®, CLU®, AIF®
Retirement Planning Consultant
Stan has served the Sioux Falls area and surrounding communities since 1985 with experience and expertise in personal finance and insurance. He is a past president of the Sioux Falls Insurance and Financial Advisors. Stan holds the Chartered Financial Consultant® (ChFC®), Chartered Life Underwriter® (CLU®), and Accredited Investment Fiduciary® (AIF®) designations.
Stan is an active member of the Central Church of Sioux Falls, where he devotes his time to youth ministry, trustees, prison ministries, and marriage mentoring. He and his wife, Stacey, have three children: Christian, Trinity, and Yeshari. Away from the office, Stan enjoys spending time at the lake waterskiing, reading a good book, and enjoying his family.
Enid Farmer
Director of Annuities and Insurance
Enid is originally from Sioux Falls and has worked in the financial services industry since she graduated from Nettleton Business College. She enjoys the customer contact and the administrative side of helping people to achieve their financial goals.
Enid is a lifelong member of Zion Lutheran Church where she serves on the Youth Ministry Board as Treasurer. Her hobbies include gardening, spending time outdoors, and most of all being with family. She and her husband, Paul, have three children: Allison (Aaron), Lauren (Jasen) and Annie (Joe). They have also been blessed with their first grandson, Adam.
Kelli Osterloo
Director of Operations
Kelli Osterloo grew up in Emery, South Dakota with one brother and one sister. After high school, she attended Colorado Technical University and earned her bachelor’s degree in business. She now lives in Sioux Falls and has been with VHFS since June 2012. In her spare time, she enjoys attending concerts, traveling, and spending time with her Goldendoodle, Oliver.
Lexi Knutson
Director of Client Experience
Executive Assistant to Graham Van Horn
Lexi Knutson earned her degree from Northern State University in communication with an emphasis in public relations. After earning her degree, Lexi worked for the Walt Disney Company where she learned the importance of guest experience and hospitality. Now a Director of Client Experience and executive assistant at Van Horn Financial Services, Lexi enjoys enhancing the financial experience of Van Horn clients. Lexi gained client relations and project management experience working at a local event design company.
A former collegiate athlete, Lexi is passionate and hardworking. When she is not with clients you can find her with her husband, Riley, and long coat dalmatian, Ranger. A couple of her hobbies include volleyball, pickleball, traveling, and grabbing a bite downtown with friends!
Our Extended Team
FROM OUR CLIENTS

“Graham and his staff will provide me with everything I need to know about an investment. They spend time with me, they ensure I understand, and most importantly, they follow up. If they don’t hear from me for a period of time, they contact me because they care and want me to be happy with their service. I have never had a poor experience with Van Horn Financial Services.”
—Amy
The statement was provided 2/19/24 by Amy who is a client. This statement may not be representative of the experience of others and is not a guarantee of future performance or success. For additional reviews, search us wherever local businesses are reviewed.
We Are Different
At Van Horn Financial Services, we believe wealth management should be open, honest, and caring. Reach out to discover the difference we can make in your financial life.